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Getting your high-risk merchant account approved is simple. Here's how our onboarding works:
High-Risk Crypto Payment Processing for Global Businesses
Mainstream crypto gateways like Coinbase Commerce and BitPay reject high-risk merchants just like traditional processors do. Payfac Solutions is built differently.
We provide crypto payment processing specifically for high-risk businesses — adult content, online gambling, CBD, dating platforms, nutraceuticals, offshore ecommerce, and more. Accept Bitcoin, Ethereum, USDT, and 50+ cryptocurrencies worldwide, with automatic conversion to fiat so you’re never exposed to price volatility.
What you get:
Accept BTC, ETH, USDT & 50+ Cryptocurrencies
Automatic Crypto-to-Fiat Conversion
Approved Even If Rejected Elsewhere
Global Coverage — 150+ Countries
High-risk merchants face a double rejection. Traditional card processors won’t touch you — and now mainstream crypto gateways are following the same playbook, restricting or banning industries they consider too risky.
If any of this sounds familiar, you need a specialist:
Payfac Solutions works exclusively with high-risk merchants. We have pre-established relationships with crypto payment networks and acquiring banks that understand your industry — and support it long-term.
Our high-risk crypto payment gateway is built for businesses that need stability, speed, and global reach — without the fear of sudden account termination.
Accept the world’s leading cryptocurrencies — Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), Litecoin (LTC), Ripple (XRP), and 50+ more. Give your customers the payment flexibility they expect while you receive stable, predictable settlements.
Price volatility is the #1 concern for merchants accepting crypto. Our payment gateway automatically converts incoming crypto payments to your preferred fiat currency — USD, EUR, or GBP — at the point of transaction. You get the benefit of crypto acceptance with the stability of fiat settlement.
Prefer to settle in stablecoins instead of fiat? We support USDT and USDC settlement directly to your wallet — giving you faster access to funds with zero volatility risk and no traditional banking delays.
Process crypto transactions from customers in 150+ countries. Whether your buyers are in North America, Europe, Asia, or the Middle East — our gateway handles cross-border crypto payments with no geographic restrictions.
Every transaction passes through real-time AML screening, blockchain transaction monitoring, and fraud detection filters. Our compliance framework meets international AML/KYC standards — protecting your business and keeping your account in good standing.
Integrate our crypto payment gateway with your existing platform in days:
A dedicated technical specialist manages your integration from start to finish.
Running a subscription model? Our recurring crypto billing module handles automated crypto charges, retry logic, and subscription lifecycle management — rare in crypto payment gateways and essential for subscription-based high-risk businesses.
| Cryptocurrency | Symbol | Settlement Option |
| Bitcoin | BTC | Fiat or crypto wallet |
| Ethereum | ETH | Fiat or crypto wallet |
| Tether | USDT | Stablecoin or fiat |
| USD Coin | USDC | Stablecoin or fiat |
| Litecoin | LTC | Fiat |
| Ripple | XRP | Fiat |
| Bitcoin Cash | BCH | Fiat |
| Dogecoin | DOGE | Fiat |
| + 50 more | — | On request |
Need a specific coin not listed? Contact our team — we add new currencies based on merchant demand.
Mainstream crypto gateways reject the same industries as traditional processors. We don’t.
| Industry | Industry |
 Adult Content & Entertainment |
 Online Gambling & Crypto Casinos |
 CBD & Cannabis Products |
 Nutraceuticals & Supplements |
 Dating & Social Platforms |
 Sports Betting & Fantasy Sports |
 Offshore & International eCommerce |
 Telehealth & Online Pharmacy |
 Subscription & Continuity Billing |
 NFT Marketplaces & Digital Assets |
Don’t see your industry? talk to a payment expert — we support dozens more verticals.
| We Specialise in High-Risk — Not Just Crypto | Automatic Fiat Conversion — No Volatility |
| Most crypto gateways are built for low-risk ecommerce. We are built exclusively for restricted industries that need long-term, stable processing. | You accept crypto; we convert it to fiat instantly. Stable revenue. Simple accounting. No crypto wallet management required. |
| AML/KYC Compliant Globally | No Surprise Terminations |
| Every transaction is screened in real-time against global AML databases. Our compliance meets international regulatory standards as crypto regulation evolves. | We tell you upfront what our terms are, what our thresholds are, and what keeps your account in good standing. No ambiguity. No shutdowns. |
| Dedicated Account Manager | 24/7 Technical Support |
| One named person manages your account — available for questions, disputes, and scaling decisions. Not a support ticket. Not a chatbot. | Payment issues don’t follow business hours. Our team is available around the clock to resolve any processing issues fast. |
| decisions. Not a support ticket. Not a chatbot. | processing issues fast. |
Stop being rejected by processors who don’t understand your business. Payfac Solutions gets high-risk merchants approved for crypto payment processing — fast, compliantly, and with the infrastructure to scale globally.
Free assessment. No commitment. Approvals in as little as 3–7 business days.
Getting your high-risk merchant account approved is simple. Here's how our onboarding works:
Yes. Accepting cryptocurrency is legal in most jurisdictions worldwide. High-risk businesses such as adult content platforms, online gambling operators, and CBD retailers can legally accept crypto payments provided they operate within their local regulatory frameworks. Payfac Solutions ensures all transactions pass through AML/KYC compliant infrastructure that meets international regulatory standards.
Yes. Coinbase Commerce and BitPay reject high-risk merchants using the same automated systems as traditional processors. Payfac Solutions works exclusively with high-risk businesses and has specific gateway relationships built for your industry. Previous rejections from mainstream crypto gateways do not disqualify your application.
No. Our automatic crypto-to-fiat conversion means your customers can pay in Bitcoin, Ethereum, USDT, or 50+ other cryptocurrencies — and you receive the equivalent in USD, EUR, or GBP directly to your bank account. You never need to hold, manage, or convert crypto yourself unless you choose to.
We support 50+ cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), Litecoin (LTC), Ripple (XRP), Bitcoin Cash (BCH), Dogecoin (DOGE), and many more. Contact our team if you need a specific coin — we add currencies based on merchant demand.
Fees vary based on your industry, monthly volume, and chosen settlement method. Typical components include a per-transaction processing rate and a monthly gateway fee. Crypto processing fees are generally lower than traditional card processing for high-risk merchants — with no rolling reserve in most cases. We provide a full transparent fee breakdown before you sign anything.
Most merchants are approved within 3–7 business days after submitting KYC documents. This includes merchants who have been previously rejected by Coinbase, BitPay, or traditional card processors.
Yes. Many of our merchants run both a crypto payment gateway and a traditional high-risk credit card processing account through Payfac Solutions — giving their customers maximum payment flexibility and reducing dependency on any single payment rail.
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We understand that every business is unique, and that’s why we offer flexible and
customized
solutions to meet
your requirements.
